Home Insurance
Homeowners Liability
Safeguarding Bermuda with Trust and Excellence - Providing Reliable Insurance Since 1815
Protect yourself against the unexpected
Accidents can happen at any time, and if someone is injured on your property or if you accidentally cause damage to another person’s property, you could be held financially responsible. Our liability coverage ensures that you’re protected from costly claims, giving you peace of mind as a homeowner.
Homeowners Liability is included with our Home Buildings Insurance and Home Contents Insurance policies.
...if someone is injured on your property.
...in the event of a liability claim and protection against accidental damage caused to a third party’s property.
...for liability arising out of a dock or waterside structure and for liability to housekeepers, gardeners, etc.

Common Questions About Homeowners Liability
This insurance covers legal expenses, medical bills, and compensation costs if you are found liable for injuries that occur on your property or for damage caused to someone else’s property.
Why Choose Us?
We offer products that protect what matters most to your business and personal assets.
With a comprehensive understanding of Bermuda's unique needs, we provide expert guidance and a personalised service to help you navigate complex risks with minimal fuss and small print. Trust us to deliver reliable, responsive, and comprehensive insurance coverage, backed by decades of experience and local expertise.
Your peace of mind is our priority.

Speak to a human right away not a phone system.
Customised solutions to protect both personal and business assets
The person who you deal with for the policy is available to deal with a claim.
Customised solutions to protect both personal and business assets
Get Your Personalised Quote
In three simple steps
STEP 1
Contact Us
Reach out by phone, email, or our contact form – we're here to help!
STEP 2
Discuss Your Needs
Tell us about your home or business, and we'll listen carefully to understand what matters to you.
STEP 3
Receive Your Quote
Get a personalised insurance solution that fits your needs and budget, backed by our dedicated service.