Home Insurance

Homeowners Liability

Safeguarding Bermuda with Trust and Excellence - Providing Reliable Insurance Since 1815

Protect yourself against the unexpected

Accidents can happen at any time, and if someone is injured on your property or if you accidentally cause damage to another person’s property, you could be held financially responsible. Our liability coverage ensures that you’re protected from costly claims, giving you peace of mind as a homeowner.

Homeowners Liability is included with our Home Buildings Insurance and Home Contents Insurance policies.

Coverage for legal & medical expenses

...if someone is injured on your property.

Financial security & legal support

...in the event of a liability claim and protection against accidental damage caused to a third party’s property.

Extensions are available

...for liability arising out of a dock or waterside structure and for liability to housekeepers, gardeners, etc.

home-insurance

Common Questions About Homeowners Liability

This insurance covers legal expenses, medical bills, and compensation costs if you are found liable for injuries that occur on your property or for damage caused to someone else’s property.

Why Choose Us?

We offer products that protect what matters most to your business and personal assets.

With a comprehensive understanding of Bermuda's unique needs, we provide expert guidance and a personalised service to help you navigate complex risks with minimal fuss and small print. Trust us to deliver reliable, responsive, and comprehensive insurance coverage, backed by decades of experience and local expertise.

Your peace of mind is our priority.

BUTTERFIELD_INS_HS-120-scaled
Personal Service

Speak to a human right away not a phone system.

Local Expertise

Customised solutions to protect both personal and business assets

Consistency

The person who you deal with for the policy is available to deal with a claim.

Reliable Service

Customised solutions to protect both personal and business assets

Get Your Personalised Quote

In three simple steps

STEP 1

Contact Us

Reach out by phone, email, or our contact form – we're here to help!

STEP 2

Discuss Your Needs

Tell us about your home or business, and we'll listen carefully to understand what matters to you.

STEP 3

Receive Your Quote

Get a personalised insurance solution that fits your needs and budget, backed by our dedicated service.