Home Insurance
Freezer Food
Safeguarding Bermuda with Trust and Excellence - Providing Reliable Insurance Since 1815
Safeguard against the unexpected costs of freezer breakdowns
In Bermuda we’re all used to power cuts, especially during hurricane season. Our policies protect you from losses due to power outages, mechanical failures, or accidental damage, covering spoiled food and more. Enjoy peace of mind knowing your essentials are protected, even during unforeseen incidents.
...for spoiled food and essentials due to freezer breakdowns, power outages, or damage.
...for Bermuda homes, addressing unique local risks and needs.
...with comprehensive freezer content coverage against unexpected losses.

Common questions about freezer food insurance
Freezer contents cover protects the food inside your freezer in case of power outages, breakdowns, or accidental damage. This coverage helps reimburse the cost of spoiled food, ensuring you're not financially burdened by unexpected freezer failures in your Bermuda home.
Why Choose Us?
We offer products that protect what matters most to your business and personal assets.
With a comprehensive understanding of Bermuda's unique needs, we provide expert guidance and a personalised service to help you navigate complex risks with minimal fuss and small print. Trust us to deliver reliable, responsive, and comprehensive insurance coverage, backed by decades of experience and local expertise.
Your peace of mind is our priority.

Speak to a human right away not a phone system.
Customised solutions to protect both personal and business assets
The person who you deal with for the policy is available to deal with a claim.
Customised solutions to protect both personal and business assets
Get Your Personalised Quote
In three simple steps
STEP 1
Contact Us
Reach out by phone, email, or our contact form – we're here to help!
STEP 2
Discuss Your Needs
Tell us about your home or business, and we'll listen carefully to understand what matters to you.
STEP 3
Receive Your Quote
Get a personalised insurance solution that fits your needs and budget, backed by our dedicated service.